What Is Bonzah Rental Car Insurance?
Bonzah is a rental car insurance provider that offers alternative coverage options beyond the standard packages provided by rental car companies. It focuses on providing more affordable and flexible insurance solutions for car renters.
Types of Coverage Offered by Bonzah
Bonzah offers a variety of rental car insurance options to meet different needs:
- Collision Damage Waiver (CDW):
Covers the cost of repairs or replacement if the rental car is damaged in an accident, stolen, or vandalized, with coverage up to $35,000. - Supplemental Liability Insurance (SLI):
Provides up to $1 million in coverage for damages or injuries you might cause to others in an accident, beyond what the rental company’s policy covers. - Personal Accident Insurance (PAI):
Offers financial protection for medical expenses resulting from injuries to the driver or passengers. - Personal Effects Coverage:
Safeguards personal belongings in the rental vehicle against theft or damage, giving peace of mind while traveling.
Pros and Cons of Bonzah Car Rental Insurance
Benefits of Choosing Bonzah for Car Rental Insurance
- Affordable Rates:
Bonzah offers lower rates compared to traditional rental car company insurance, with daily plans starting at around $7.99. - Flexible Coverage:
Provides a range of coverage options including collision damage, theft protection, and personal accident insurance, tailored to different needs. - Convenient Online Purchase:
Easily purchase insurance online in minutes, without the need to go through a rental car company. - Global Coverage:
Offers coverage for rentals in many countries, making it a good choice for international travelers.
- Primary Insurance Option:
Acts as the primary insurance, meaning you don’t need to rely on your personal auto policy and risk increased premiums. - No Deductible for Liability Claims:
Bonzah provides zero deductible for liability claims, which can be a significant financial advantage in the event of an accident. - Roadside Assistance:
Optional roadside assistance is available, which can be beneficial for travelers. - Coverage for Personal Items:
Bonzah includes coverage for baggage and personal items up to $500, subject to a maximum of $250 per item.
Bonzah Car Rental Insurance Cons
Limited availability in some regions, and not all policies may cover every situation, so it’s essential to read the terms carefully.
How to Purchase Bonzah Rental Car Insurance
To buy Bonzah insurance, visit their website at bonzah.com. On the homepage, you’ll spot an online form asking for details like where you’re picking up the car and your travel dates. Simply fill in the required information and hit the “Get a Quote” button. Once submitted, their team will quickly get in touch.
Cost of Bonzah Rental Car Insurance
Bonzah’s pricing is typically lower than what rental car companies offer, with daily rates starting at around $7.99. The exact cost will vary based on factors such as the coverage selected.
- Renter’s Contingent Liability Insurance:
This policy meets the minimum liability requirements set by each state. For example, in California, it includes $30,000 in total coverage, protecting against bodily injury and property damage. - Supplemental Liability Insurance:
With up to $500,000 in additional coverage, this plan covers damages or injuries you might cause to others, exceeding the state-mandated minimums. - Collision Damage Waiver:
Covers repair costs up to $35,000 if your rental car is damaged in a collision, though there is a $500 deductible. - Personal Accident Insurance:
Provides financial protection up to $50,000 in the event of the renter’s death, $5,000 for passengers, and $1,000 for medical expenses, plus some coverage for personal belongings.
Reviews from Bonzah Car Rental Insurance Customers
Bonzah receives generally positive feedback from customers on Trustpilot, who appreciate its competitive rates and ease of use. Many highlight the straightforward online purchasing process and the clarity of the coverage options offered. Customers often find Bonzah’s rates significantly lower than those provided by rental car companies, making it an attractive alternative.
However, some reviews mention minor delays in customer service response times. Overall, Bonzah seems to deliver on its promise of affordable and comprehensive rental car insurance.
For more detailed insights, you can check the full reviews on Trustpilot.
Other Rental Car Insurance Providers Like Bonzah
- Allianz Global Assistance: Offers travel insurance that includes rental car coverage.
- Insure My Rental Car: Specializes in providing rental car insurance with customizable plans.
- Sure Insurance: Provides flexible, on-demand insurance for rental cars.
- Geico: Offers rental car insurance as part of its auto insurance policies.
- RentalCover.com: Focuses on low-cost rental car insurance options that cover excess damage and theft.
- Allstate: Provides a wide range of coverage, including liability, collision, and comprehensive insurance for rental cars.
- State Farm: Known for personalized service with local agents, offering flexible rental car insurance as part of its broader auto policies.
- Nationwide: Offers rental car insurance that can be bundled with auto insurance, providing additional savings and benefits.
- A-MAX Auto Insurance: Specializes in affordable coverage solutions for Texas drivers, including rental car insurance.
- La Familia Auto Insurance: Provides tailored insurance options with bilingual support for customers, ideal for local renters.
- Freeway Insurance: Known for offering a range of auto insurance plans, including coverage for rental vehicles, with multiple in-person locations.
- American Express Rental Car Insurance: Provides coverage exclusively to American Express cardholders, including collision damage and theft protection.
- Travel Guard by AIG: Offers travel insurance that includes rental car coverage with benefits like roadside assistance and towing.
- Liberty Mutual: Provides rental car insurance as an add-on to existing auto policies, offering flexible coverage options.
- Turo Insurance by Liberty Mutual: Offers specific coverage for peer-to-peer car rentals, including liability and physical damage protection.
- Allianz Travel Insurance: Offers customizable plans that include rental car damage protection, ideal for international travelers.
- Breeze Insurance: Provides quick and affordable rental car coverage, including collision and theft protection.
- Cover Genius: Focuses on tech-driven, flexible rental car insurance that covers multiple regions worldwide.
- TravelSafe Insurance: Offers rental car damage protection as part of broader travel insurance packages.
- Progressive: Includes rental car coverage in its auto insurance policies with the option to customize based on your rental needs.
- Carinsurent: Offers affordable, customizable rental car insurance plans covering collision damage and theft.
What Discounts Are Available with Bonzah Rental Car Insurance?
Bonzah Rental Car Insurance offers several discounts that can make it an attractive option for renters. Here are the key discounts available:
- Daily Rates:
Bonzah’s rental car damage insurance starts as low as $7.99 per day, which is generally cheaper than traditional rental car insurance options that can range from $20 to $40 per day. - Supplemental Liability Insurance (SLI):
This coverage can be added for a daily cost ranging from $9.99 to $14.95, depending on the level of coverage selected. This insurance offers up to $1 million in aggregate coverage in the U.S. and Canada. - Promotional Offers:
Bonzah frequently provides promotional codes that can lead to significant savings. For example, customers have reported discounts of up to 75% off through various coupon codes. - Free Cancellation:
Bonzah allows free cancellation within 10 days of purchase, providing flexibility in case travel plans change
FAQs
How to file a claim with Bonzah rental car insurance?
To file a claim, contact Bonzah customer service via their website or phone. Prepare all relevant documentation, such as photos of the damage, rental agreements, and police reports if applicable. Submit the required information promptly to ensure a smooth claims process.
Is Bonzah insurance accepted by all car rental companies?
Yes, Bonzah is accepted by most major rental companies, but it’s advisable to confirm with your specific rental agency.
Can I buy Bonzah insurance after I have rented the car?
Yes, you can purchase Bonzah coverage at any time before or during your rental period.
Does Bonzah cover international rentals?
Bonzah provides coverage for rentals in many countries, but it’s best to check the policy details for specific destinations.
What are Bonzah’s car rental insurance phone numbers?
(515) 726-6924